Cristina Waugh

What was your first job?

Selling snow cones at the Cincinnati Zoo

What is the most exciting part of your job?

Helping people meet their financial goals and have confidence in their financial future.

Are you a sports fan? Who are your favorite teams?

I love The Ohio State Buckeyes. Being from Cincinnati, I also cheer for all Cincinnati teams, Reds, Bengals, Cyclones, and FC Cincinnati.

Do you have any hidden talents or hobbies?

I am passionate about staying active. I love going on hikes, playing pickleball, traveling, and reading.

Cristina grew up in Cincinnati and attended The Ohio State University, where she earned a Bachelor of Science in Human Development and Family Science. She went on to earn a master’s degree in education from Mount St. Joseph University. Cristina spent five years as a Special Education teacher in Cincinnati before she and her husband moved to Sydney, Australia, for two years.

After having her oldest son and relocating to Austin, TX, Cristina became a stay-at-home mom for seven years.

In 2020, after moving back to Cincinnati, Cristina decided to rejoin the workforce. She had the opportunity to work alongside her father at his independent financial firm, Chuck Cole Financial, a part of Interdependent Advisors. During this time, Cristina obtained her Life, Accident, and Health insurance license, along with the SIE, Series 7, and Series 66 securities licenses. She became passionate about educating others on their financial options and helping them create a plan to feel confident about their financial future.

After her father semi-retired in 2025, Cristina joined the RFG Family.

Cristina enjoys spending time with her husband, Adam, and their three children: Emmett, Isla, and Nora. They currently reside in West Chester, OH, and stay busy with a variety of sporting activities—swimming, soccer, basketball, dance, gymnastics, volleyball, tennis, pickleball, flag football, skiing, and cheer.